Client Testimonials

We really do appreciate all of the time and sound advice you have given us.

Aaron & Hannah Himsworth - Matlock
Both Tirin & Christine went above and beyond to help me during this very stressful time. Very much appreciated!

L Bamford - Long Eaton
... I would not hesitate to recommend Tirin and the team at I2 Retirement as a result of the services he has provided for me personally and also my company.

Nix Shah BDS – London
Tirin gave me some great advice on my pension. I am now receiving more than 30% than I would have done if I had stayed with the company that had my pension fund!

G Bamford – Nottingham
I have received excellent financial advice over several years from Tirin of i2. He is everything I am looking for in a financial advisor; reliable, efficient, prompt and understanding ...

V Grealey – Harrogate
... It was so easy! Tirin is always available to answer my queries which is always reassuring. I have 100% confidence in everything they do for me.

A Kneale – Merseyside
... They offer a personal, friendly and efficient service to our staff and directors alike, and are always on hand to give advice. I have no hesitation in recommending them.

Clare Long (Director) Parkside Tile – Leicester
... Tirin always approaches the client/advisor relationship with integrity, enthusiasm and flexibility, and we would have no hesitation in recommending him and i2ifa.

G & L Chamberlain – Nottingham
... The advice he gave me personally was concise and made me feel confident that the policy he recommended and arranged was correct for my requirements ...

Chris Reed (Director) Pinpoint Accountants – Nottingham
I hate filling in forms and get stressed at the thought of making financial decisions, but you took all the worry away.

L Chambers – Sheffield
I2 have a team of highly dependable, knowledgeable and trustworthy individuals. Their recommendations are always thought out and tailored to the circumstances ...

B May – Sheffield
Good standards, sound advice and professional help, are the basics, in my view. However, Tirin goes further. He inspires trust, listens attentively and provides effective solutions ...

B Edwards - Sheffield

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Interest Only

How does it work?

Your monthly payments represent only the interest due to the lender, and do not include repayment of capital.

Lenders require evidence that a customer will have in place a clear, credible repayment strategy and that the repayment strategy has the potential to repay the capital borrowed.

Repayment strategies may include deposits or investment product(s), pension(s), periodic repayment of capital from irregular sources of income (i.e. bonuses), the sale of another property or other land or other acceptable methods which meet lending criteria.

Where the repayment of capital is an investment, the investment runs alongside the mortgage but is separate from it, the cost should be taken into account when calculating the overall costs of the mortgage arrangement.

How does it work?

Your monthly payments represent only the interest due to the lender, and do not include repayment of capital.

Lenders require evidence that a customer will have in place a clear, credible repayment strategy and that the repayment strategy has the potential to repay the capital borrowed.

ADVANTAGES:

You can choose from a variety of investments, some of which have tax advantages.
Should you move or arrange a remortgage, your investment can usually be reallocated to the new mortgage.
Normally cheaper than repayment mortgages.

DISADVANTAGES:

Unlike a repayment mortgage, the amount of debt outstanding does not reduce over time.
There is no guarantee that the investments chosen will grow sufficiently to repay your loan.

A MORTGAGE IS A LOAN SECURED AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

TAX TREATMENT IS BASED ON INDIVIDUAL CIRCUMSTANCES AND MAY BE SUBJECT TO CHANGE IN THE FUTURE.

TAX PLANNING ADVICE IS NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.

MORTGAGE ENQUIRY FORM

Your Address

Mortgage Requirements

Have you found a property

Yes

Income and Status

Marketing Information

Sensitive Personal Data

We may need to collect sensitive personal data including information about your health, ethnic origin, or criminal prosecutions from third parties such as employers and credit reference agencies, fraud prevention agencies and other similar organisations in order to provide you with the services, for example where you require advice on protection or mortgage products.

If you consent to us obtaining your sensitive personal data from third parties referred to above for the purpose of providing you with the services, and sharing it with third party providers to obtain quotes on your behalf, for example where we are providing you with protection or mortgages advice as part of our services, please tick this box.

Submit your Information

From time to time, we would like to contact you about our products and services which we think you might be interested in. If you consent to us contacting you for this purpose please tick to say how you would like us to contact you.

How should we contact you?

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Please tick this box to confirm you have read and understood our privacy policy.

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Call us now

0115 939 2626

Send us

An Enquiry

Other Areas of Expertise

- Wealth Preservation
  
  Wealth, just like your health, must be carefully preserved. Your assets need to be protected against the potential threats of erosion by taxation, the effects of inflation and investment risks.
  ... Read more
- Taxation
  
  Taxation can be very complicated and the rules, reliefs and allowances often change, so it is worth obtaining a clear grasp of how these taxes work by discussing with a professional adviser
  ... Read more
- Savings & Investments
  
  When someone talks about savings and saving money, it could be referring to a piggy bank or a high interest deposit account. Savings are effectively cash or cash instruments, such as deposit accounts, term bonds etc.
  ... Read more
- Pensions
  
  When you retire you still need food and shelter as an absolute minimum, but of course you will want to maintain the lifestyle to which you have become accustomed, so unless you can guarantee a large inheritance
  ... Read more
- Life Assurance
  
  The main purpose of Life Assurance is to provide money for those people who may depend on you financially, in the event that something should happen to you.
  ... Read more
- Financial Planning
  
  Professional Financial Planning is the process which aims to help you realise your ambitions - whatever they may be. As professional financial advisers we can help you make informed decisions
  ... Read more
- Business Insurance
  
  All businesses are exposed to risks in their day-to-day operations. Without insurance cover to provide protection against some of these risks, businesses would find it difficult to operate efficiently and profitably.
  ... Read more

London Stock Exchange

Value	Move	%
FTSE 100
7389.98	87.24	1.195
FTSE 250
19835.95	146.949	0.746
FTSE 350
4116.05	45.81	1.125
FTSE All Shares
4083.84	44.9	1.112
Dow Jones
31261.9	8.801	0.028
Nasdaq
11354.617	-33.883	-0.298

Currencies

Value	Move	%
0
1.184	0.002	0.185
GBP/NOK
12.151	-0.022	-0.184
0
12.42	0.003	0.023
GBP/USD
1.255	0.005	0.396

Newsletter Registration

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Sheffield Office

I2 Retirement & Financial Planning

Unit 5, Shepcote Office Village

Shepcote Lane

Sheffield

S9 1TG
Phone : 0114 249 3444
Email : sheffield@i2ifa.co.uk

Nottingham Office

I2 Retirement & Financial Planning

58 Station Road

Sandiacre

Nottingham

NG10 5AS
Phone : 0115 939 2626
Email : nottingham@i2ifa.co.uk

The guidance provided within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.

I2 Retirement & Financial Planning Limited is authorised and regulated by The Financial Conduct Authority. I2 Retirement & Financial Planning Limited is entered on the Financial Services Register (www.fca.org.uk/register) under reference 457952.

Registered in England under reference 05398309

Registered office address: Unit 5, Shepcote Office Village, Shepcote Lane, Sheffield, S Yorkshire, S9 1TG

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Related Topics

Client Testimonials

Request a Call Back

Interest Only

How does it work?

How does it work?

ADVANTAGES:

DISADVANTAGES:

MORTGAGE ENQUIRY FORM

Your Address

Mortgage Requirements

Income and Status

Marketing Information

Sensitive Personal Data

Submit your Information

Other Areas of Expertise

Wealth Preservation

Taxation

Savings & Investments

Pensions

Life Assurance

Financial Planning

Business Insurance

London Stock Exchange

Currencies

Newsletter Registration

Sheffield Office

Nottingham Office