| Step 1: Select the type of savings accounts you wish to review. |
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| Step 2: Enter the total amount you hold on deposit |
£
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| Step 3: Enter the rate of interest you currently receive and Click `Go` |
%
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| Step 4: View your existing return |
£
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| Step 5: Click ‘Calculate Your Return’ to find out how much you could be earning from a properly managed portfolio |
Calculate Your Return
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| Instant Access | Notice Portfolio | 1 Year Portfolio | 2 Year Portfolio | 3 Year Portfolio | 4 Year Portfolio | 5 Year Portfolio | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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| £0.00 | £0.00 | £0.00 | £0.00 | £0.00 | £0.00 | £0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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Instant – This is the most basic of portfolios, but is also where everyone should have some of their savings. This return is achieved with 100% of the savings amount being held in the best Instant Access Account
Notice Portfolio – This portfolio places 50% of savings in the best Instant Access account and 50% in the best Notice Account. This can achieve better returns as some period of notice has to be provided to gain access to the money.
1 Year Portfolio – This portfolio has 25% in Instant Access Accounts, 25% in Notice Accounts and 50% in a 1 year Fixed Rate Account. All of the money is therefore available within 12 months, but better returns can be achieved.
2 Year Portfolio – This portfolio places circa 17% in Instant Access Accounts, 17% in Notice Accounts, 33% in a 1 Year Fixed Rate Accounts and 33% in a 2 Year Fixed Rate Account. This portfolio has money held over 2 years, which means;
3 Year Portfolio – An extension of the 2 Year Portfolio which enables accounts with even higher rates of interest to be included. The balance of this portfolio is as shown below.
4 Year Portfolio – The longer the term of the portfolio the better the overall returns achieved. The 4 year portfolio in the calculator places money as shown below.
5 Year Portfolio – Finally, the portfolio that is probably the most effective for long term savings planning, but which requires a larger portfolio to make it suitable and user friendly. The balance of the savings in this example portfolio is as shown.
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These figures are indicative of what can be achieved. Click on ‘More Details’ for each amount of interest earned to find out how that particular portfolio has been structured, BUT these are not definitive, and any portfolio is actually structured entirely to our client’s requirements.
The guidance provided within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.
I2 Retirement & Financial Planning Limited is authorised and regulated by The Financial Conduct Authority. I2 Retirement & Financial Planning Limited is entered on the Financial Services Register (www.fca.org.uk/register) under reference 457952.
Registered in England under reference 05398309
Registered office address: Unit 5, Shepcote Office Village, Shepcote Lane, Sheffield, S Yorkshire, S9 1TG